Teaching Math

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Teaching Math in the 2010’s

A logger cuts down some trees.  Open your Logger Cuts Down Trees app on your iOs or Android device (sorry Windows….losers…worst app store ever…the worst…and no one likes Windows more than me, really, I do…Bill Gates and I are so very close…very, very close…but your app store is a loser) and type “$100” in the sales section and “$80” in the cost section to calculate the needed information or what used to be called “math.”

Then proceed to share the result on Twitter, your location on Foresquare, your status on Facebook, what you think about this on Twitter, and Snapchat a video of you doing this on your device followed by a selfie of your expression before and after you completed the exercise.  A minimum of 3 irrelevent and useless #’s must be used.

If you can’t figure this out, it’s OK, you will pass anyway because I don’t want any trouble from your parents who don’t want to hold you accountable for anything.

Teaching Math Over 50 Years

Teaching Math In the 1950’s

A logger sells a truckload of lumber for $100.  His cost of production is 4/5 of the price.  What is his profit?

Teaching Math In the 1970’s

A logger sells a truckload of lumber for $100.  His cost of production is 4/5 of the price or $80.  What is his profit?

Teaching Math In the 1980’s

A logger sells a truckload of lumber for $100.  His cost of production is $80.  Did he make a profit?  Yes or No.

Teaching Math In the 1990’s

A logger sells a truckload of lumber for $100.  His cost of production is $80 and his profit is $20.  Your assignment:  Underline the number 20.

Teaching Math In the 2000’s

A logger cuts down a beautiful forest because he is selfish and inconsiderate and cares nothing for the habitat of animals or the preservation of our woodlands.  He does this so he can make a profit of $20.  What do you think of this way of making a living?

Topic for class participation after answering the question: “How did the birds and squirrels feel as the logger cut down their homes?”  (There are no wrong answers.  Feel free to express your feelings, e.g., anger, anxiety, inadequacy, helplessness, etc.)

Should you require debriefing at the conclusion of the exam there are counselors available to assist you to adjust back into the real world.

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Life Happens

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People ask me all the time – “What do you do for work?”

I guess it’s because I’m a fun-loving guy and I try to squeeze the most out of my time on this planet. I haven’t converted to Hinduism (yet), so I’m pretty sure I only get one trip – I’m trying to make it count.

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When I post pictures of all the trips I take, I’ll invariably get one or two comments like “Wow, I wish I had a job like yours” or “Do you ever work?”

It always makes me chuckle, because what I do for work isn’t really that glamorous.

I sell Critical Illness Insurance. And I look for people who are great at sales or love working with people and give them an opportunity to work for themselves doing the same thing.

But what exactly is this type of insurance? And do people really need it?

I came across this article today on lifehappens.org and thought it was absolutely worth sharing. Check it out and tell me if you think it strikes a chord with you.

Source: Critical Illness Insurance—What You Need to Know | Life Happens

When we hear the word insurance, most of us tend to think of things like car or health insurance. Critical illness insurance most likely isn’t one of the types of insurance that comes to mind.

It makes sense—we often don’t want to think about the scarier health-related risks in life—especially not critical illness. Unfortunately this inclination to turn away also often leaves us vulnerable and unprotected should we be diagnosed with a critical illness.

The reality is by the time we reach retirement age, one out of every four of us will be out of work due to illness or injury for longer than our accrued paid time off allows.

What Counts as a Critical Illness?

Illnesses can happen to any of us, at any time. They might be simple like a cold, or one of the several critical illnesses that affect Americans.

The three major critical illnesses are:

  • Cancer
  • Heart attack
  • Stroke

Other critical illnesses can include:

  • Blindness
  • Multiple sclerosis
  • Organ transplants
  • Kidney failure
  • Paralysis
  • Heart valve replacement

According to The American Association for Critical Illness Insurance, statistics show annually:

  • Some 1.4 million Americans are diagnosed with cancer.
  • Every 40 seconds someone in the U.S. has a stroke; 600,000 people will experience their first stroke.
  • Every 34 seconds, an American will suffer a heart attack; 785,000 will have a new coronary attack.
  • 1.5 million Americans will declare bankruptcy this year; 60% are due to medical bills (up 50% over six years).

These numbers are alarming and that’s why protecting your income with disability and/or critical illness insurance is so important. Naturally, when we’re unfamiliar with certain types of insurance, many questions come to mind:

  • Why do I need critical insurance?
  • If I already have disability insurance should I get critical illness insurance as well?
  • Which one is the best option?

Differences Between Critical Illness Insurance and Disability Insurance

Critical illness insurance pays you a lump-sum cash amount if you are diagnosed with any one of the critical illnesses covered by your policy, even if you make a full recovery. Disability insurance on the other hand pays you a regular payout when you’re ill or hurt and can’t work. It protects your income from the very real possibility you’ll become disabled for a period of time during your career, whether due to injury or illness.

There are several differences between critical illness and disability insurance.

Income protection: Critical illness insurance is meant to provide you a source of income to pay for your health costs if you are diagnosed with a critical illness, while disability insurance is meant to pay a portion of your income in the event that you cannot work.

Frequency of payment: Critical illness insurance generally provides you a lump sum payment as specified in the policy while disability insurance pays you a monthly benefit, usually a percentage of what you earned before becoming disabled.

Qualification of benefits: Critical illness benefits depend on the diagnosis of one of the policy-listed illnesses, while disability insurance benefits rely on your inability to work.

Tax implications: Critical illness gives you a lump sum tax-free cash payout, while disability coverage is calculated as a percentage of your after-tax income and is paid for a certain amount of time.

Requirement of proof of loss: Critical illness insurance generally doesn’t require any ongoing proof of loss of income, and is not affected by any other income you make, while disability insurance requires ongoing proof of loss of income. Disability insurance payments can stop when you go back to work and start earning income.

Which Critical Illness Policy Is Right For You?
Each critical illness policy has specific terms and conditions, which must be reviewed very carefully. Make sure you understand which types of illnesses are considered critical and will qualify for payment.

If your diagnosed illness is not included on the policy list, your claim may be denied by the insurance company. Also, be aware of the survival period of your policy. Critical illness policies typically have a survival period or waiting period, This is a period of time which specifies how long you must wait after you’ve received your medical diagnosis to collect the lump sum benefit from the insurance company. This period can vary from one policy to another.

Be sure to ask all your questions before buying a critical illness policy. This is where an insurance agent can be a valuable resource. They can help you understand the language in your policy, explain the specific terms and conditions, and guide your decision around which critical insurance policy is right for you.

Source: Critical Illness Insurance—What You Need to Know | Life Happens

Why You Don’t Hit Your Goals

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James Clear has a great article up today that my friend Robin Stemberg just shared with me. It’s amazing timing, really – since I just finished laying out my goals for this next quarter!

His point is excellent and I’ll let his words speak for themselves:

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Imagine, for a moment, that your life is like a treasure hunt.

It’s not much of a leap, really. Like any good treasure hunt, you have a map to guide you. In life, the map is your corner of the universe. Some of the areas on the map you know quite well. These areas are the places and people and things that you’re familiar with and that are part of your daily life.

Other areas of the map are foreign to you. These yet-to-be-explored regions are home to the milestones in life that you can imagine reaching, but that have eluded you thus far. This undiscovered portion of the map is where your hopes and goals and dreams live. These goals are like little pieces of buried treasure that are hidden somewhere out on the map, somewhere that you hope to get to soon.

One day, a particular goal grabs your attention and you decide to set out on a treasure hunt.

Searching for Buried Treasure

You begin the long hike toward your treasure and encounter a challenge or two along the way. Already the actual path is starting to look different than the buried treasure that you had been imagining. Things get worse when you finally arrive to the spot of the treasure.

This whole time, you had been imagining a chest filled with gold. After uncovering the treasure, however, all you can find are a few scraps of silver and some antique relics. These items are valuable in their own right, for sure, but they were not what you were thinking about this whole time.

You say to yourself, “This doesn’t look like the treasure I was envisioning! I must be on the wrong path. I wasted all this time!”

After thinking for a few moments, you wonder, “Hmm… maybe I should switch goals? I bet there is bigger treasure elsewhere.”

Theory vs. Practice

I’ve certainly experienced situations similar to the treasure hunt described above. Perhaps you have too.

I’m talking about situations where the goal we were excited to pursue—getting a degree, starting a new exercise routine, making a career change—turns out to look very different in practice than in theory.

It’s natural to feel a sense of disappointment or confusion or frustration when this occurs, but I think the deeper problem is rooted in how we approached the treasure hunt in the first place.

Goals as a Compass

The problem with a treasure hunt is that most people spend all of their time thinking about the treasure. The fastest way to get to a particular spot, however, is to set your compass and start walking.

The idea here is to commit to your goal with the utmost conviction. Develop a clear, single-minded focus for where you are headed. Then, however, you do something strange. You release the desire to achieve a particular outcome and focus instead on the slow march forward.

Pour all of your energy into the journey, be present in the moment, be committed to the path you are walking. Know that you are moving unwaveringly in one clear direction and that this direction is right for you, but never get wrapped up in a particular result or achieving a certain goal by a specific time.

In other words, your goal becomes your compass, not your buried treasure. The goal is your direction, not your destination. The goal is a mission that you are on, a path that you follow. Whatever comes from that path—whatever treasure you happen to find along this journey—well, that’s just fine. It is the commitment to walking the path that matters.

“Letting go of how it might come to pass.”

As far as I can tell, [success] is just about letting the universe know what you want and working toward it, while letting go of how it might come to pass. Your job is not to figure out how it’s going to happen for you, but to open the door in your head and when the doors open in real life, just walk through it. Don’t worry if you miss your cue. There will always be another door opening.
–Jim Carrey 

Choose your goals and then forget them. Set them on a shelf. Trust that your direction is true and pour your energy into walking the path. Good goals provide direction to your life. They allow you to commit to a journey. They are like a rudder on a boat, directing your energy and attention in specific direction as you move downstream.

We all have a map to explore. Choose a path and then walk it. 

JAMES CLEAR writes about science-based ideas for building habits that stick and mastering your craft. If you enjoyed this article, then join his free newsletter.

Greatest Lines from Literature

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BuzzFeed recently surveyed their readers about their favorite lines from literature. Here are some of their most beautiful replies.

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2. “In our village, folks say God crumbles up the old moon into stars.”
—Alexander Solzhenitsyn, One Day in the Life of Ivan Denisovich

3. “She wasn’t doing a thing that I could see, except standing there leaning on the balcony railing, holding the universe together.”
—J. D. Salinger, “A Girl I Knew”

4. “I took a deep breath and listened to the old brag of my heart; I am, I am, I am.”
—Sylvia Plath, The Bell Jar

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6. “Beauty is an enormous, unmerited gift given randomly, stupidly.”
—Khaled Hosseini, And the Mountains Echoed

7. “Sometimes I can feel my bones straining under the weight of all the lives I’m not living.”
—Jonathan Safran Foer, Extremely Loud and Incredibly Close

8. “What are men to rocks and mountains?”
—Jane Austen, Pride and Prejudice

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10. “‘Dear God,’ she prayed, ‘let me be something every minute of every hour of my life.’”
—Betty Smith, A Tree Grows in Brooklyn

11. “The curves of your lips rewrite history.”
—Oscar Wilde, The Picture of Dorian Gray

12. “A dream, all a dream, that ends in nothing, and leaves the sleeper where he lay down, but I wish you to know that you inspired it.”
—Charles Dickens, A Tale of Two Cities

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14. “As Estha stirred the thick jam he thought Two Thoughts and the Two Thoughts he thought were these: a) Anything can happen to anyone. and b) It is best to be prepared.”
—Arundhati Roy, The God of Small Things

15. “If equal affection cannot be, let the more loving one be me.”
—W. H. Auden, “The More Loving One”

16. “And now that you don’t have to be perfect, you can be good.”
—John Steinbeck, East of Eden

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18. “There are more things in Heaven and Earth, Horatio, than are dreamt of in your philosophy.”
—William Shakespeare, Hamlet

19. “America, I’ve given you all and now I’m nothing.”
—Allen Ginsburg, “America”

20. “It might be that to surrender to happiness was to accept defeat, but it was a defeat better than many victories.”
—W. Somerset Maugham, Of Human Bondage

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22. “At the still point, there the dance is.”
—T. S. Eliot, “Four Quartets”

23. “Once upon a time there was a boy who loved a girl, and her laughter was a question he wanted to spend his whole life answering.”
—Nicole Krauss, The History of Love

24. “In spite of everything, I still believe people are really good at heart.”
—Anne Frank, The Diary of Anne Frank

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26. “The pieces I am, she gather them and gave them back to me in all the right order.”
—Toni Morrison, Beloved

27. “How wild it was, to let it be.”
—Cheryl Strayed, Wild

28. “Do I dare / Disturb the universe?”
—T. S. Eliot, “The Love Song of J. Alfred Prufrock”

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30. “She was lost in her longing to understand.”
—Gabriel Garcia Marquez, Love in the Time of Cholera

31. “She was becoming herself and daily casting aside that fictitious self which we assume like a garment with which to appear before the world.”
—Kate Chopin, “The Awakening”

32. “We cross our bridges as we come to them and burn them behind us, with nothing to show for our progress except a memory of the smell of smoke, and the presumption that once our eyes watered.”
—Tom Stoppard, Rosencratz and Guildenstern Are Dead

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34. “The half life of love is forever.”
—Junot Diaz, This Is How You Lose Her

35. “I sing myself and celebrate myself.”
—Walt Whitman, Leaves of Grass

36. “There are darknesses in life and there are lights, and you are one of the lights, the light of all lights.”
—Bram Stroker, Dracula

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37. “Tomorrow is always fresh, with no mistakes in it yet.”
—L. M. Montgomery, Anne of Green Gables

38. “I could hear the human noise we sat there making, not one of us moving, not even when the room went dark.”
—Raymond Carver, “What We Talk About When We Talk About Love”

39. “I would always rather be happy than dignified.”
—Charlotte Brontë , Jane Eyre

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41. “I have spread my dreams under your feet; / Tread softly because you tread on my dreams”
—W. B. Yeats, “Aedh Wishes for the Cloths of Heaven”

42. “It frightened him to think what must have gone to the making of her eyes.”
—Edith Wharton, The Age of Innocence

43. “For poems are like rainbows; they escape you quickly.”
—Langston Hughes, The Big Sea

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45. “I wondered if that was how forgiveness budded; not with the fanfare of epiphany, but with pain gathering its things, packing up, and slipping away unannounced in the middle of the night.”
—Khaled Hosseini, The Kite Runner

46. “So we beat on, boats against the current, borne back ceaselessly into the past.”
–F. Scott Fitzgerald, The Great Gatsby

47. “Journeys end in lovers meeting.”
—William Shakespeare, Twelfth Night

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49. “It does not do well to dwell on dreams and forget to live, remember that.”
—J.K. Rowling, Harry Potter and the Sorcerer’s Stone

50. “Everything was beautiful and nothing hurt.”
—Kurt Vonnegut, Slaughterhouse Five

51. “One must be careful of books, and what is inside them, for words have the power to change us.”
—Cassandra Clare, The Infernal Devices

Did your favorite line from literature make the list?
If not, suggest it in the comments below – I’ll augment as suggestions accumulate.

25 Life Lessons from Albert Einstein

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1. Intellectual growth should commence at birth and cease only at death.

2. Everyone should be respected as an individual, but no one idolized.

3. Never do anything against conscience even if the state demands it.

4. If people are good only because they fear punishment, and hope for reward, then we are a sorry lot indeed.

5. A perfection of means, and confusion of aims, seems to be our main problem.

6. Love is a better teacher than duty.

7. If you can’t explain it simply, you don’t understand it well enough.

8. No problem can be solved from the same level of consciousness that created it.

9. Insanity: doing the same thing over and over again and expecting different results.

10. Learn from yesterday, live for today, hope for tomorrow.

11. It has become appallingly obvious that our technology has exceeded our humanity.

12. Everything that can be counted does not necessarily count; everything that counts cannot necessarily be counted.

13. Force always attracts men of low morality.

14. Everything should be as simple as it is, but not simpler.

15. A man should look for what is, and not for what he thinks should be.

16. Any man who reads too much and uses his own brain too little falls into lazy habits of thinking.

17. A person who never made a mistake never tried anything new.

18. It is the supreme art of the teacher to awaken joy in creative expression and knowledge.

19. Anyone who doesn’t take truth seriously in small matters cannot be trusted in large ones either.

20. Great spirits have always encountered violent opposition from mediocre minds.

21. Education is what remains after one has forgotten what one has learned in school.

22. Logic will get you from A to B. Imagination will take you everywhere.

23. Anger dwells only in the bosom of fools.

24. Information is not knowledge.

25. Never lose a holy curiosity.

Billionaire Book Recommendations

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Who are the mentors to billionaires, chess prodigies, rockstars, and mega-bestselling authors?  Who teaches them to do what they do? To achieve the success they achieve? Oftentimes…it’s books.

On The Tim Ferriss Show (iTunes, SoundCloud), I dissect world-class performers to find the tools and tricks you can use.  Here’s a full list of guests.  One of the questions I always ask is:

“What book have you gifted most often to others, and why?”  

Below is a list of answers from people like billionaire investor Peter Thiel, Tony Robbins, Pixar co-founder Ed Catmull, chess prodigy Josh Waitzkin, etc.. (And here are my own current answers, if you’re interested.)

You’ll see several books that appear more than once. Can you guess which they are?

The Ultimate To-Read Book List

Kevin Kelly is the founding editor of WIRED magazine, real-life Dos Equis “Most Interesting Man In The World.”

Favorite book(s):

Peter Thiel, billionaire investor (first outside investor in Facebook) and co-founder of PayPal, Palantir…

Favorite book(s):

Tony Robbins, performance coach to Bill Clinton, Serena Williams, Paul Tudor Jones, Leonardo DiCaprio, Oprah Winfrey, and more.

Favorite book(s):

Peter Diamandis has been named one of the world’s 50 greatest leaders by Fortune Magazine.  In the field of Innovation, Diamandis is Chairman and CEO of the X PRIZE Foundation, best known for its $10 million Ansari X PRIZE for private spaceflight. Today, the X PRIZE leads the world in designing and operating large-scale global competitions to solve market failures.

Favorite book(s):

Joshua Waitzkin – Considered a chess prodigy and the basis for Searching for Bobby Fischer, Josh has perfected learning strategies that can be applied to anything, including chess, Brazilian jiu-jutsu (he is a black belt under phenom Marcelo Garcia), business, and Tai Chi Push Hands (he is a world champion).

Favorite book(s):

Ed Catmull is a co-founder of Pixar Animation Studios (along with Steve Jobs and John Lasseter) and president of Pixar Animation and Disney Animation.

Favorite book(s):

Neil Strauss has written 7 New York Times bestsellers, including The Game: Penetrating the Secret Society of Pickup Artists.

Favorite book(s):

Tracy DiNunzio is the self-taught founder and CEO of Tradesy.com, which has attracted legendary investors like Sir Richard Branson and John Doerr.

Favorite book(s):

Mike Shinoda is best known as the rapper, principal songwriter, keyboardist, rhythm guitarist and one of the two vocalists of the band Linkin Park, which has sold 60+ million albums worldwide.

Favorite book(s):

James Altucher is an American hedge fund manager, entrepreneur, and bestselling author.

Favorite book(s):

Joe De Sena is the co-founder of The Death Race, Spartan Race (1M+ competitors), and more.

Favorite book(s):

Brian Koppelman is a screenwriter, novelist, director, and producer. He is best known as the co-writer of Ocean’s Thirteen and Rounders, as well as a producer of The Illusionist and The Lucky Ones.

Favorite book(s):

Chase Jarvis is a master photographer and the CEO of CreativeLIVE.com.

Favorite book(s):

Jason Silva , called the “Timothy Leary of the viral video age” by The Atlantic, host of Brain Games on National Geographic Channel.

Favorite book(s):

Ryan Holiday is an American author and the media strategist behind authors Tucker Max and Robert Greene. Former Director of Marketing for American Apparel.

Favorite book(s):

Ramit Sethi is an American personal finance advisor and entrepreneur. Sethi is the author of the 2009 book on personal finance, I Will Teach You To Be Rich, a New York Times Bestseller, and a co-founder of PBworks, a commercial wiki website.

Favorite book(s):

What is Love?

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Love…

It is an easy thing, complicated only by us…

It is laughter or a simple touch; it’s a smile, it’s friendship, it’s there through the rough.

It’s me dancing by myself to the melody in my head (cause I totally do!), or you singing in the shower right before bed.

It is invisible and visible. it need not be defined. it is an energy that exists, regardless of space, and regardless of time…

^ Props: The above was a post by my good friend Ronda Suder today and I couldn’t help but share it. Hope it warms your heart like it did mine 🙂